Planning to buy a car? If yes, you are in the right place. With festive discounts and other offers in the market, the timing couldn’t get any better. Also, with the imminent increase in car insurance premiums from the beginning of the new financial year, you can save your hard-earned money by buying a car.
In addition to the reasons above, we also have many new models of cars belonging to various segments that are about to be launched. These models come packed with the the right car is crucial since it has a big impact on overall costs and convenience. Thus, you must select the vehicle wisely, considering your requirements and other aspects of overall reliability. You can easily go about it online and visit various forums that answer questions about buying a new car. To help you out, let us look at some pointers to get the best deal while buying a car., making them attractive choices for prospective buyers. Choosing
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While choosing the right car is vital, deciding on the budget is equally important. Since buying a car is a significant investment, you must chalk out the financial plan prudently to internet for advice on the best car in a particular price segment and make a sound choice accordingly.distress. You can scour the
How you pay for the new car also needs to be considered. To begin with, the price of the vehicle should not be more than your gross annual earnings. Going for a loan or paying the whole cost upfront is your big decision. Some financial experts advise against taking a loan for a low-priced vehicle. In that case, you can save for the car well in advance by diversified investments such as a SIP. Depending on the car’s value and income, you can arrange for the necessary capital in around three years. If you are not ready to wait for long, going with a car loan will help. When it comes to a loan, I always prefer a bank loan over a car dealer since, more often than not, banks offer lower rates.
· Choosing the right variant
Generally speaking, cars are available in three variants. As a general rule of thumb, it is better to go for a higher variant since several features can’t be upgraded or can cost a lot. Also, , such as airbags and an anti-breaking system ( ABS ), should not be compromised. The ideal way is to find a middle ground by going with a mid-range variant and upgrading as necessary.
· Car Insurance
Buying the right vehicle insurance is crucial, which many people overlook. In addition to being mandatory by law, car insurance is also important for the safety and well-being of the car and the driver. You can reduce your car costs by comparing car insurance online and offering several discounts. Also, you can take advantage of the No Claim Bonus by transferring the value from your current car.